Salary Sacrifice EV Scheme

Drive a brand-new electric car for less.

Save 30–40% on a fully-loaded EV through your salary, before tax. Insurance, servicing, tyres, breakdown, road tax — all included in one fixed monthly amount. No deposit. No credit check.

30-40%
Typical EV savings
1,300+
EVs available
4%
BiK on EVs (26/27)
EV
No credit checks
No upfront deposit
Life event protection
All-inclusive monthly cost
⚡ This month's deals

Hot deals — limited time only

Curated EV picks with stand-out pricing or limited stock — available this month.
See all 1,300+ EVs →
What's the deal?

One monthly deduction. A brand-new EV. Major savings.

Salary sacrifice lets you exchange a portion of your pre-tax salary for a brand-new leased electric car. Because the deduction comes out before tax and National Insurance, you save significantly compared to a personal lease — typically 30–40% on a fully electric vehicle.

💰

Pre-tax savings

Pay less Income Tax and National Insurance. The lower your taxable salary, the more you keep.

Low BiK on EVs

Pure electric vehicles attract only 4% Benefit-in-Kind in 26/27 (rising 1% per year). Petrol and diesel are taxed at 25–37%.

🛡️

Life event cover

Market-leading early-termination protection if life throws you a curveball — redundancy, illness, parental leave.

🔌

Home charger included

Option to bundle a fully-installed home charging point into your monthly payment.

🛠️

All-inclusive

Insurance, servicing, tyre wear, breakdown cover and road tax — all rolled into one fixed amount.

🚫

No deposit, no credit check

No large upfront payment. No credit check on you as the employee. Just choose your car and drive.

Typical savings: 30–40% for EVs

What's included in your monthly deduction?

Your single, fixed payment covers everything you'd normally juggle separately:

  • A brand-new leased vehicle of your choice
  • Fully comprehensive insurance*
  • Tyre replacements (wear & tear)
  • Roadside breakdown recovery
  • Road tax (Road Fund Licence)
  • Optional home charging point installation
  • Early-termination protection*
Indicative pricing

Salary sacrifice car calculator — real prices, your exact savings

Browse our full range of fully electric vehicles. Pick a car, term and mileage to see indicative monthly gross-pay deductions. Net cost (after tax/NI savings) will be considerably lower.

Personalise your saving Your details are used only for this on-page calculation — nothing is stored or sent.
£
£
0%50%100%

Pick a manufacturer above to start exploring our EV range.

Over 1,300 fully-electric vehicles available through our salary sacrifice scheme.

How this calculator works. We model your salary against UK Income Tax and National Insurance bands, plus Benefit-in-Kind tax on the vehicle's P11D value, then deduct any employer NI saving your business agrees to pass back. Once you've added P11D values to your data feed, the calculation will be exact for every car. This page is for indication only — your formal salary sacrifice quote will be issued through our platform.
Step by step

How it works

Six simple steps from picking your car to deductions starting on payday.

1

Choose your car

Pick from over 1,300 EVs. Use the explorer above for indicative prices.

2

Decide on terms

Choose your lease length and annual mileage allowance.

3

Get a formal quote

We issue a full breakdown including your personal tax savings.

4

Sign agreement

Complete the salary sacrifice agreement and order form.

5

Take delivery

Your car arrives on a date that works for you.

6

Drive & save

Salary deductions begin once your vehicle is delivered.

For Employers

Add a market-leading EV benefit to your business.

No setup fees. No ongoing costs. Minimal admin. We handle the heavy lifting — vehicle ordering, lease paperwork, BiK reporting, payroll instructions. You sign off; we deliver.

Cost to your business Zero — and often a positive contribution.

We don't charge you a setup fee, monthly fee, or per-employee fee. The employee covers the lease through gross-pay sacrifice, so the lease itself is cashflow-neutral for the business.

Better still, salary sacrifice cuts your employer National Insurance (15%) on every sacrificed pound. After deducting the small Class 1A NI on the EV's BiK value (just 4% in 26/27), most employers come out £400–£900 per enrolled employee per year ahead. You also reclaim 50% of input VAT on the lease, and the lease cost is fully Corporation Tax deductible.

You decide what to do with that saving:

Keep 100%
A genuine positive contribution to your P&L per enrolled employee.
Share 50 / 50
Most popular — both sides win. Sweetens the employee offer while leaving a small surplus for the business.
Pass 100% back
Maximises employee savings (up to ~45% off). Scheme remains cost-neutral overall.
  • Boost recruitment & retentionA genuinely valuable benefit that's hard for competitors to match — especially attractive to graduates and EV-curious staff.
  • Minimal admin overheadWe provide all payroll instructions, BiK reports, and HMRC-compliant documentation. Most schemes need under 30 mins/month from your team.
  • 🛡Early-exit protection built-inMarket-leading life-event cover means redundancy, parental leave or long-term sickness don't leave your business on the hook for early-termination fees.
  • 🌱Hit your sustainability goalsAn EV-only scheme reduces your reported Scope 3 emissions and helps demonstrate progress against ESG commitments.
£0
Setup fees
~30 min
Monthly admin
1,300+
EVs available

Enquire about setting up the scheme

Tell us a bit about your business and we'll be in touch within one working day to walk you through how it works for your team.

Our partnerships team will be in touch within one working day. No obligation, no sales pressure.

Get in touch

Ready to find out more?

Whether you're an employee wanting a personalised quote or an employer looking to launch the scheme — we're here to help.

Get a personalised employee quote

Fill in your details and we'll send a tailored salary sacrifice quote, including your specific tax savings, within one working day.

Your details go straight to our team. We typically reply within one working day.

FAQs

Common questions

Because the cost comes out of your gross (pre-tax) salary, you avoid paying Income Tax and National Insurance on that portion. For a 40% taxpayer leasing an EV, that typically equates to 30–40% off versus a like-for-like personal contract.
Pure EVs attract just 2% Benefit-in-Kind tax in 25/26 (rising to 4% in 26/27), making the maths heavily favourable. Petrol, diesel and hybrid cars are taxed at 25–37% BiK, which usually wipes out the salary sacrifice saving.
Our market-leading life-event protection covers most early-exit scenarios — redundancy, long-term illness, parental leave and more. In some cases the lease can transfer to your new employer or another colleague. We'll always work with you and your employer to find the right answer.
No. Because the lease sits with your employer (not you personally), there's no credit check on you as the employee.
No deposit required. You start paying via your monthly payroll deduction once the car is delivered.
Very little. We handle the heavy lifting — vehicle ordering, lease paperwork, BiK reporting, payroll instructions. Your employer signs off on each lease and processes the salary deduction. There are no setup fees and minimal ongoing admin.
Fully comprehensive insurance can be bundled into your monthly payment as standard, including all named drivers in your household. Terms apply.
Many of our EVs are available from stock with delivery in 4–8 weeks. Factory orders typically take 12–16 weeks depending on the manufacturer.
Resources & Guides

Latest from the blog

Salary sacrifice explained, EV reviews, BiK guides and the latest on UK electric vehicle policy.

View all articles →